Florida DHSMV Approved · Guaranteed Discount

Florida Mature Driver Course — 100% Online, State-Approved.

Florida drivers age 55 and over are entitled by state law to an auto insurance premium reduction after completing this approved refresher course. Six hours online, three years of savings, recognized by every insurance carrier in the state.

One-time fee · Three years of saving

$19.95

Pays for itself after your first insurance renewal. Often many times over.

State-mandated insurance discount
Valid for 3 full years
Accepted by every Florida insurer
Certificate mailed and emailed
Easy-read large type option

Start Course

Guaranteed insurance discount — required by Florida law

Up to 15%

Typical Insurance Savings

3 Years

Discount Validity

Age 55+

Eligibility

FL Statute

Required by Law

Real Savings

The course pays for itself — typically within the first premium cycle

Florida Statute §627.06352 requires every auto insurer operating in the state to offer a premium reduction to drivers age 55 and over who complete an approved accident prevention course. The exact percentage varies by carrier, but most Florida drivers see meaningful savings on every policy cycle for three years.

Example · Typical Florida Policy

$180 saved over 3 years

Based on an average annual premium of $1,400 and a 5% qualifying discount. Actual savings vary by carrier, policy, and driving record — contact your insurance agent for your specific figure.

How it works

A straightforward path to guaranteed savings.

No classroom, no driving test, no pressure. Take the course at home, on your schedule, and submit the certificate to your insurance agent when you’re done.

Sign up online in minutes

Register with your name and Florida driver license number. No technical skills required — if you can send an email, you can take this course.

Complete on your own schedule

Six hours of content broken into short, easy-to-read sections. Take it in one afternoon or spread it across a week. Your progress is saved automatically.

Submit your certificate to your insurance agent

We email your certificate the moment you finish and mail a paper copy the next day. Give either one to your insurance agent and your discount applies at your next renewal.

Frequently Asked Questions

The questions mature Florida drivers ask us most.

Plain answers — no jargon, no fine print.

Yes. Every auto insurance provider operating in the state of Florida is required by Florida Statute §627.06352 to provide a premium reduction to drivers age 55 and older who complete this approved course. Because our course is fully Florida DHSMV approved, your insurance carrier must honor your certificate and apply your discount for three full years.

While the exact percentage varies by insurance carrier, most Florida drivers see a discount of up to 15% on their liability, PIP, and property damage premiums. On an average Florida policy, this often results in savings of $180 or more over the three-year period. To get your exact figure, we recommend contacting your insurance agent and mentioning you are taking a State-Approved Accident Prevention Course.

You can complete the course at your own pace. The Florida Mature Driver course consists of 6 hours of content, but you don’t have to finish it in one sitting. Your progress is automatically saved as you go, allowing you to log in and out as often as you like. Whether you want to finish in one afternoon or spread it out over a week, the choice is yours.

There is no need to worry! Our course is designed to be straightforward and stress-free. If you do not pass the final exam on your first try, you can retake it at no additional cost. We provide you with all the information you need in short, easy-to-read sections to ensure you pass and secure your insurance discount.

Not at all. We have designed this course specifically for mature drivers. If you can use a basic website or send an email, you can complete this course. There is no software to download, and we offer an easy-read large type option to make the experience comfortable. If you do run into trouble, our support team is ready to help.

You receive both! The moment you finish the course, we will email you a digital copy of your certificate so you can forward it to your agent immediately. Additionally, we mail a physical paper copy the very next business day. You can provide either version to your insurance company to activate your three years of savings.

Lower your premium. Guaranteed.

Six hours online, three years of Florida-mandated insurance savings. Start today and your certificate is ready before dinner.

Start the Mature Driver Course — $19.95